General Info

Southeast Missouri Mutual Fire Insurance Company (SEMO Mutual) has provided security and protection to families, farmers and businesses for more than 90 years. Formed at the turn of the 20th century, Missouri's mutual insurance companies provided rural property owners with insurance that was not easy to obtain. SEMO Mutual continues that practice and provides farm owners and rural Missourians with farm and property insurance. Use our website to learn more about insurance and the coverages we provide. SEMO Mutual is overseen by a board of directors made up of local farmers and business people who are policyholders. Directors are elected to the board by policyholders. As members of the community and region, the board is able to understand our particular insurance needs that may differ from other regions in the state. However, SEMO Mutual, by working with other mutual insurance companies, offers the necessary range of insurance policies to provide protection for our community. Contact us for more information about the insurance protection we can provide you and your family. People helping people is our concept and you can count on SEMO Mutual to protect your family and property.