Health and Life

• Life Insurance
  At EMCNL, we understand the workplace setting and offer a variety of products to help meet the needs of employees in a way that is convenient and cost-effective for both the employee and employer. Our workplace product line includes critical illness insurance, disability income insurance, term life insurance, whole life insurance, group term life insurance and group disability income insurance. For more information regarding our workplace products, please click on the button below.

Personal

• Annuities
  Life insurance is one of the most important purchases a family can make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business and finance future needs. Our portfolio of individual products helps provide custom-tailored solutions for our customers' financial and savings needs. The individual product line includes annuities, term life insurance, universal life insurance and whole life Insurance. For more information about our individual products, please click on the button below.