- Auto InsuranceIf you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should know when you consider options for your residence or vehicle.
- Motorcycle InsuranceAlliance General Insurance Agency insures a full spectrum of motorcycles, from street cycles to dirt bikes. Your motorcycle insurance policy starts with basic liability insurance. Alliance General Insurance Agency works with multiple insurance companies so we can provide you with motorcycle insurance coverage options that are right for you.
- Boat InsuranceAlliance General Insurance Agency can help make your time on the water relaxed and worry-free. We will help you find a comprehensive boat insurance policy that helps protect your watercraft and equipment.
- RV InsuranceRecreational Vehicle insurance protects your motorhome, travel trailer, camper, or horse trailer from damage due to a natural disaster or accident. There are a lot of options to consider when choosing the right insurance for your needs. Let Alliance General Insurance Agency help you select the right coverage for your RV. You can request a quote online and we'll provide you with quotes from multiple companies so you can compare and save.
- Inland Marine InsuranceConsider inland marine insurance. It preserves the value of a product over and above what traditional insurance may not cover while it’s being transported. Whether your business needs ongoing coverage or a policy to safeguard a one-time transit of goods, Alliance General Insurance Agency will be there to help you select an option that’s right. As an independent insurance agency, Alliance General Insurance Agency has access to a number of different insurance companies. We are not married to a single brand and can measure the pros and cons of the different offerings on the market.
- Renters InsuranceYou have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer -- and you want to feel confident that your treasured possessions are not at risk in the event of theft or damage. A renters insurance policy can covers your personal property against theft or damage, even if you are away from your home.
- Home InsuranceThrough the insurance companies we represent, you’ll have access to all types of insurance, from the basics like auto and home insurance, to highly specialized coverages.
- Condo InsuranceCondo insurance protects what your association's insurance does not, including your possessions, repairs to the interior of your unit, and liability claims brought against you, as well as any additions, alterations, and improvements you make to your unit that are your responsibility based on the condo association agreement. Let Alliance General Insurance Agency help you find the right amount of coverage to suit your condo insurance needs. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We can help you determine your coverage needs to make sure you are properly covered.
- Landlord InsuranceNot only do you want your property covered, but you want to protect yourself and your integrity. Landlord protection liability insurance options provide you with protection against personal injury, wrongful eviction, or wrongful entry as well as other non-bodily injury claims such as libel and slander.
- Life InsuranceBuying life insurance is not a topic most people enjoy. It’s hard to think about your life ending, especially if you have kids, a spouse, or other loved ones in your life. Because of this, many people wait too long to consider buying life insurance. Being older, ill, or having significant debt can raise your premiums or make you ineligible for a policy. Even though you may not think you need a life insurance policy yet, it’s a good idea to speak to an advisor about your options. When you discuss life insurance with someone at Alliance General Insurance Agency, you can be assured you're speaking to a considerate and compassionate agent who will help you find the right insurance policy for you.
- Business InsuranceAt Alliance General Insurance Agency, we know the goods you transport can have a value beyond the scope of your traditional business insurance. Let us help you find the right coverage for your next transport of high-value goods.
- Commercial Property InsuranceCommercial property insurance provides a wide range of coverage for buildings, inventory, equipment, and more. This type of policy typically covers things like losses from fire, break-in, vandalism, wind and other natural or manmade disasters.
- Workers Compensation InsuranceWorkers Compensation pays for medical care and the physical rehabilitation of employees injured at work, and helps to replace lost wages while they are unable to work. In most cases, this type of coverage also protects an employer from lawsuits from injured employees.
- Commercial Liability InsuranceAlso known as “General Liability,” Commercial Liability Insurance is exactly what it sounds like: a broad type of policy that covers the general liability exposures a business might face during its normal day-to-day operations. Alliance General Insurance Agency recommends that all businesses have this type of coverage in place at all times.
- Professional Liability InsuranceE&O insurance, also known as Professional Liability Insurance, covers professionals for negligence, as well as for errors or omissions that damage their clients or cause damage to a third party’s data. E&O insurance is especially important for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies.
- Restaurant InsuranceThe insurance needs of your restaurant are likely different than those of the restaurant down the street. You might serve alcohol while your neighbor specializes in coffee and pastries. You both need insurance, but what exactly do you need in your policy?
- Liability InsuranceFor businesses with above-average risk exposure (high loss potential, high-profile, a global presence, etc.), higher coverage limits may be necessary. In those cases, excess liability coverage can provide extra coverage above and beyond an umbrella policy.
- Flood InsuranceTo help protect homeowners, renters, and business owners with flood insurance, Congress created the National Flood Insurance Program (NFIP) in 1968. Communities in high-risk areas for flooding work with NFIP to bring help to reduce the danger of flooding. If standards set by FEMA (the Federal Emergency Management Agency) are met or exceeded, participating communities are included in flood insurance programs that make this insurance affordable and accessible.
- Earthquake InsuranceHurricane, flood, or earthquake insurance. Standard secondary residence insurance does not cover these perils. This is crucial if your secondary home is situated in a flood-, earthquake-, or hurricane-prone area.