Health and Life

• Life Insurance
  Chartered Life Underwriter® - The Oldest Designation The CLU® is widely considered to be the most respected insurance designation in the industry. This designation was created in 1927. The CLU®; has traditionally been pursued by advisors/planners who specialize in life insurance for business or estate-planning purposes. In short, professionals with this designation are often viewed as “experts” in the area of life insurance. They can review your current program life insurance program and determine if it is a proper fit for you and what you are looking to accomplish. If the product you own is not suitable for your goals and objectives, the professional can offer recommendations and advice on this topic. If you have purchased life insurance from someone not having this designation, it is not a bad idea to have it reviewed by a CLU.
• Health Insurance
• Long Term Care
  The CLTC designation focuses on educating financial and insurance professionals about the importance of a long-term care plan for their clients and their loved ones. The in-depth coursework required to earn the designation is perfect both for new and seasoned industry professionals. Regardless of their level of prior experience, everyone can learn valuable information from this course that will help further their professional knowledge and sales practices. The CLTC is specific to long-term care insurance and planning techniques. It is much more in-depth and concentrated on in this course work versus standard state licensing. Thus, if you want someone that is knowledgeable about long-term care planning, (not just the insurance product) working with a CLTC might be beneficial.