- Divorce
- Child SupportYou should list anybody and everybody that you might owe money or who might assert a claim of any kind against you. This includes taxes, child support, student loans, credit cards, medical bills, utilities, mortgages, car loans, finance companies, credit unions, etc. They might not all be treated the same in your case, and some might not be discharged, but every one of your creditors should be listed.
- Spousal SupportA broader discharge of debts is available to a debtor in a chapter 13 case than in a chapter 7 case. As a general rule, the chapter 13 debtor is discharged from all debts provided for by the plan except certain long-term obligations (such as a home mortgage), debts for alimony or child support, debts for most government funded or guaranteed educational loans or benefit overpayments, debts arising from death or personal injury caused by driving while intoxicated or under the influence of drugs, and debts for restitution or a criminal fine included in a sentence on the debtor's conviction of a crime.
- Personal Injury
- BankruptcyPersonal bankruptcy is a method that may be used to get out from under unmanageable debt and make a fresh start, albeit with a negative impact on your credit ratings. There are two options available to the individual debtor. A chapter 7 filing liquidates assets to pay off creditors, while a chapter 13 filing allows the debtor to retain more assets and work to pay off his or her debts.
- ForeclosureChapter 7 Orlando bankruptcy allows you to walk away from a mortgage you cannot afford. Chapter 7 will also temporarily stop a foreclosure and give you time to find a new place to live.