General Info

Farmers & Merchants Bank is still a locally owned and independent community bank serving the general South Dayton area surrounding the Miamisburg, Germantown, and West Carrollton communities. The bank's management is made up of professionals who share the same vested interest in the growth and well being of the community. The bank invests deposits back into the local community in the form of loans to individuals for homes, autos, education and for other purposes to raise their standards of living; to businesses to buy new equipment or construct building additions resulting in new jobs for the community; and to local governmental bodies to provide better public services for its residents.