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Need to restructure a bit. This is what he has now but it doesn't all fit: Saving money is a vital concern for nearly everyone in these difficult times. Because of this, it is important that you find the best possible rate for your auto and homeowners insurance policy. Luckily, it is much easier to find a great rate for insurance now than ever before. In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you.