Taxes

• Tax Planning
• Estate Taxes
• Tax Services
• Income Tax
  Together, we first focus on your goals, objectives, priorities and values. For instance: the reduction of current and future income taxes may be an immediate goal, funding a quality education for your children and/or grandchildren may be an intermediate goal, and enjoying a secure financial future in your retirement years is likely to be one of your most important long-term goals. Another great goal in life for some people is creating wealth and/or leaving a legacy for your chosen beneficiaries or charities. You may already be on the road to meeting these objectives and simply need a new strategy, professional insight, or to fine-tune your plan. You may just be starting out, or you may be somewhere in between. Whatever your unique situation may be, everyone needs a periodic assessment of where they are on the road to meeting their financial goals. That’s why we do an in-depth review of your current financial situation.

Investment

• Mutual Funds
  While we do not sell financial products, we will offer specific recommendations and opinions regarding the purchase of the various financial products that may be appropriate for you. If you need to obtain an insurance policy or a new mortgage, invest into a portfolio of mutual funds, find an estate planning attorney or tax professional, we are here to direct you to the resources you need and/or help you obtain these products and services. If appropriate, we can also help you implement your plan and set up your accounts. We want to find the best fit for your needs.
• Bonds

Accounting

• Accounting Services

Planning

• Financial Planning
  Now that all transitions are complete, I wanted to again thank you, my clients, for entrusting me with your financial planning. I sincerely appreciate the confidence you placed in me as your advisor. It has been a pleasure and privilege working with you.
• Retirement Planning
• Annuities
  We provide advice for a wide variety of securities, including mutual funds, stocks (as they relate to your portfolio holdings), bonds, bank deposits, variable and fixed annuities. We also provide advice on mortgages, budgeting and cash flow issues, 401(k), 403(b) and other retirement programs, stock options, life, disability, and long term care insurance, etc.
• Long Term Care
  Absolutely not. We will offer recommendations which in our professional opinion will meet your needs and objectives, but you are under no obligation to purchase them. And we do not benefit in any way if you do purchase them. In today’s competitive market, it makes sense to shop around for the best available product or service. For instance, if you need to obtain a life insurance or long term care policy, we will suggest the kind of policy, which riders and what amounts may be best for you. We will then direct you to a choice of companies that can provide a quality product at competitive prices for you. If you wish, we can help you purchase investments and/or set up your accounts with a third-party custodian such as a discount broker.
• Asset Management
  We focus our investment recommendations on ensuring that you will have a well diversified and balanced portfolio that is matched to your needs, values and best interest. We strive to offer straight forward asset allocation solutions that are easy for you to implement and manage while keeping your plan on track and your investment costs at a minimum. We want to help you to achieve your long-term goals through a well diversified, balanced portfolio, with regular checkups and disciplined rebalancing.
• College Funding