My experience with them is this, I go into the store pick out some furniture and was asked to provide proof of income. I went home to get it and when I returned to the store they increased the price by $100. I purchased a computer there and looked up the info on it and the price was $200 dollars more than the suggested retail price and was an older model in which the website for the computer manufacturer did not even listed it no longer. When my order had been finalized they tacked on these extra charges which brought my monthly payment up $65 extra a month. The only people who really need this service is people who have no credit, poor credit or who are low income.

Great assortment of home furnishings. Really worked with us to get what we wanted in our price range.