Motor Vehicle

• Auto Insurance
  All of the Insurance companies we represent provide a wide range of auto insurance products at a fair price. Your price gets even better if you qualify for any of the available discounts. When applying for auto insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
• Motorcycle Insurance
  Let Huesman Schmid research the best company for you, and service all your motorcycle insurance needs in Cincinnati, Ohio, Kentucky, Indiana and Michigan.
• Boat Insurance
  Burkhart Agency is here to make sure you have the proper coverage at a competitive price. We can evaluate your boat, jet ski or personal watercraft insurance needs to find special coverages you many need or any discounts you many qualify for. Some additional discounts and coverages may include...
• RV Insurance
  Have the peace of mind that your recreational vehicle is properly covered so you can enjoy it! Contact us to find out more about recreational vehicle insurance in Cincinnati, Ohio, Kentucky, Indian and MIchigan.
• Mobile Home Insurance
  We pride ourselves in customer service with the lowest possible rate. Just contact us today at 859-292-8080 to find your next Ohio mobile home or manufactured home insurance policy. We service mobile home insurance policies in Cincinnati, Ohio area.
• ATV Insurance
  We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance & assist you in finding the right coverage at a competitive rate.
• Truck Insurance
  Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Burkhart Agency will help you find the best coverage you need for your business.
• Jet Ski Insurance

Property

• Renters Insurance
  If you rent an apartment, condo, home, or even a dorm room it is your responsibility to protect your belongings. Sharing a building with other individuals where potential fire, theft, and water losses occur puts you and your property in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is surprisely inexpensive.
• Home Insurance
  Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
• Condo Insurance
  There are unique circumstances and risks associated with owning a condo since multiple owners reside in a shared building. A Condo Insurance Policy will protect your personal property, your personal unit customizations, guests injured in your condo and any lawsuit that you may encounter from those injuries. Generally, it isn't your responsibility to cover the exterior of the building. A Condo Association has a master policy that typically covers the property, physical structure of the building (roof and exterior) and common areas. Confirm with your Condo Association to verify what their policy acutally covers.
• Landlord Insurance
  If you own an investment property in the Ohio, Kentucky, Indiana and Michigan areas that you lease or plan to lease, then you should consider Landlord Insurance. Coverage can vary depending on the investment property itself and the lease agreement.

Health and Life

• Life Insurance
  A share of the earned surplus apportioned for distribution and reflective of the difference between the premium charged and the actual loss experience. In a mutual or participating company, it is the return to the policyholder out of the earnings of the company. In a stock or nonparticipating insurance company, it is the division of the profits among the stockholders of the company. A refund of part of the premium on a participating life insurance policy.

Business

• Business Insurance
  At Burkhart Agency, we pride ourselves in evaluating your business insurance needs in Cincinnati, Ohio. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks. We also look at other exposures your business may have according to your personnel, location and future plans.
• Commercial Property Insurance
  Commercial Property insurance covers the building that your business owns or rents. An Ohio, Kentucky, Indiana and Michigan commercial property insurance policy would also cover equipment, computers, tools and furniture. Burkhart Agency is prepared to tailor a broad protection policy to fit your unique needs.
• Workers Compensation Insurance
  At Burkhart Agency, we understand the importance of having a workplace that is protected. As a Kentucky or Indiana employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation insurance. Work Compensation insurance can provide the coverage to protect you from those unpredictable occurrences.
• Commercial Liability Insurance
  Commercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Cincinnati, Ohio, Kentucky, Indiana and Michigan and surrounding areas could leave your business vulnerable.

Personal

• Liability Insurance
  Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your Ohio, Kentucky and Indiana business from these unexpected expenses.
• Pet Insurance

Natural Disaster

• Flood Insurance
  Your standard Ohio, Kentucky, Indiana and Michigan flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
• Earthquake Insurance
  At Burkhart Agency, we can protect your Ohio property with earthquake coverage. We realize that earthquake insurance is necessary in Ohio, so we will shop multiple companies to find the policy best suited to your needs.