Motor Vehicle

• Auto Insurance
  If you’ve ever been stuck on a California freeway, you know how bad it can get out on the road. People don’t look where they’re going. Drivers weave in and out of traffic. When you’re stuck on the 10 or 605, you see it all. Now imagine driving in traffic without auto insurance.

Property

• Renters Insurance
  Renters Insurance: Renters insurance may not be required as a California tenant, but it’s your best protection from plenty of disasters. Your landlord’s insurance coverage will only cover the building. For pennies a day, you can protect your belongings from multiple perils.
• Home Insurance
  It doesn’t matter if you’ve just bought your first home or the home you plan to retire in — your home is special. This is where your family comes together, where memories are made, and where you’ve built a life in California. Make sure it’s protected with a solid home insurance policy.

Health and Life

• Life Insurance
  No one wants to think about their demise, but the reality is that you never know what might happen. What will happen to your family if you’re no longer there to take care of them? How will they survive financially? While tragedies can’t always be prevented, they can be planned for — with a solid life insurance policy.
• Health Insurance
  Building and growing your California business hasn’t always been easy. It’s been a long road and required a lot of effort. But now your business is thriving and you want it to stay that way. To do that, you’ve got to stay competitive and in today’s world, that means attracting the best talent.  What’s on the minds of job-seekers in California? For many of them it’s whether a job offers health insurance.
• Dental Insurance
• Vision Insurance

Business

• Business Insurance
  Every California business is unique and faces different risks and liabilities. Your insurance coverage needs to work for your business, not the other way around. At PTL Insurance Brokers, we can customize your policy to meet your company’s needs. Liability and workers compensation are just the beginning. Contact us today and find out how we can help you protect your business with the right California business insurance policies.
• Commercial Property Insurance
  Commercial Property Insurance: If you’ve got a workshop or an office you work from, you need commercial property insurance. Fire, theft, vandalism, and storms can all wreak havoc on your property. With the right California contractors insurance, you can get back to work as soon as possible after a disaster or accident.
• Workers Compensation Insurance
  Workers’ compensation, sometimes known as workers’ comp, is insurance coverage that pays the medical expenses and lost wages for your employees when they’re injured or become ill while on the job. In the rare and tragic event of death while on the job, it also pays death benefits to your employee’s family. You also benefit from workers compensation insurance. Your policy covers the enormous expenses of on-the-job accidents and protects you if an employee or their family decide to sue.
• Professional Liability Insurance
  As a professional working in California, you help people live their best life, achieve their dreams, and build something they didn’t have before. Your customers and clients rely on your knowledge, experience, and sound advice, but not everything goes according to plan all the time. Whether you make a mistake or things didn’t work out the way you hoped, your unhappy client may blame you when things go wrong. Protect yourself and your business with a California professional liability insurance policy.

Personal

• Liability Insurance
  For most every California business, insurance is a must. No two businesses are exactly alike, and you need coverage that gives you piece of mind. From the most basic general liability insurance policy to insurance specific to your industry, PTL Insurance Brokers can help you protect your company, your employees, and you.

Natural Disaster

• Flood Insurance
  External water damage, including sewer or drain back ups that occur from the earthquake. This kind of damage requires a flood insurance policy.
• Earthquake Insurance
  Earthquakes are nothing to new to anyone living in California. They can strike at anywhere and anytime. Sometimes you feel them, and sometimes you don’t. Earthquakes, even small ones, can leave behind significant and expensive damage to homes and property. That’s why every California homeowner needs earthquake insurance.