Taxes

• Income Tax
  1/2, may be subject to a 10% Federal income tax penalty. Withdrawals will reduce the living and death benefits and account value. Withdrawals during the first eight years of the contract may be subject to surrender charges. See the contract prospectus for more information.

Investment

• Investment Management
• Mutual Funds
  Mutual funds are one of the most effective long-term savings vehicles. Mutual funds are a great way to "become an owner, not a loaner." They give average families access to an investment vehicle with the potential to minimize risk through professional management and diversification.*

Planning

• Financial Planning
  The Financial Needs Analysis ("FNA") is designed to assist in identifying financial needs and goals to make better informed decisions. An FNA is developed based on information provided by clients, as summarized on data input pages, and on certain generally accepted assumptions and reasonable estimates. It is provided as a complimentary, no-obligation service by Primerica. The FNA is not a financial plan. The FNA should be construed as a guide to use in deciding how best to attain financial goals. Sales representatives are compensated through commissions or referral fees on the sale of financial service products offered by or through Primerica and its affiliated companies or through advisory fees associated with investment advisory accounts. Sales representatives are not financial planners, financial consultants or similar specialists who provide financial planning services and whose compensation may be unrelated to sales.
• Annuities
  Variable annuities are long-term contracts between an individual and an insurance company. Variable annuities contain both investment and insurance features and are designed specifically for retirement.
• Asset Management
  The Lifetime Investment Platform investment model offering provides you with access to a wide range of asset allocation strategies. Your