- Life InsuranceLife insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
- Health InsuranceMedicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You'll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.
- Long Term CareLong-term care (LTC) is the health industry name for care and related expenses associated with an extended illness or injury, including rehabilitation and maintenance of a person who is disabled and cannot care for himself and who is expected to need care for an extended period of time. Advances in medical technology have made it possible to recover from many medical conditions that previously resulted in death; however, the patient may still experience a lengthy period of disability and the resulting necessary care related to chronic conditions.
- Dental InsuranceJMH Advisors Inc. offers health insurance services, plus a variety of products and solutions specifically for seniors. Our senior services include Long Term Care Insurance, Medicare Supplements, Medicare Advantage Plans, Medicare Prescription Drug Plans, Dental Insurance, Individual Medical Health Plans, Small Group Health Plans, Life Insurance and Annuities. We consider ourselves "old school" when it comes to customer service. We are confident our personal and hands on approach will satisfy your needs.
- AnnuitiesSo you’ve taken all the steps to protect yourself from disaster due to medical conditions and it’s time to think about how to protect your finances over the long term. What has that CD that you’ve rolled over for 10 years done for you? The rate of interest for a CD is virtually always less than that of an annuity, and many annuities offer guaranteed rates. Certain annuities offer an option of paying monthly interest to you, some offer bonuses for satisfying certain requirements such as leaving it for 5-10 years then taking 10%/year (that is an example, different annuities offer different terms). Because annuities are tax deferred your money multiplies faster. But before you decide there are a number of questions you must ask yourself.
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