Motor Vehicle

• Auto Insurance
  There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few...

Property

• Home Insurance
  Homeowners insurance is a form of personal lines insurance. The typical homeowners policy has two main sections: 1) covers the property of the insured and 2) provides personal liability coverage to the insured.

Health and Life

• Life Insurance
  Rough "rules of thumb" suggest an amount of life insurance equal to 6 to 8 times annual earnings. However, many factors should be taken into account in determining a more precise estimate of the amount of life insurance needed.

Business

• Business Insurance
  We offer insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business. In addition, we offer group health and retirement plans.
• Workers Compensation Insurance
  Workers’ compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.
• Commercial Liability Insurance
  You may want to consider a business owners package which combines your liability, property and other types of coverage into one comprehensive policy. This can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a commercial umbrella policy. We can tell you more about these plans and if they make sense for you.

Personal

• Liability Insurance
  Casualty insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
• Pet Insurance