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- Long Term CareMedicare Part A is commonly referred to as the Hospital Insurance and covers services considered to be medically necessary such as inpatient hospital care, critical access care, short-term care in skilled nursing facilities, hospice and home health care. Medicare usually does not pay for long-term care at home, in assisted living facilities or at nursing homes. Medicare Part A is free to most Medicare beneficiaries if the beneficiary or their spouse paid Medicare taxes while they were working. Even if an individual is not eligible to receive Part A free-of-charge, the individual may be eligible to purchase Part A coverage if they meet eligibility requirements.