General Info

In September 1998, a new banking rule became effective (see NACHA News), that permits any organization that receives non-sufficient funds (NSF) checks to redeposit them electronically. One of the provisions of the banking rule is that if an organization elects to redeposit NSF checks electronically, the bad check writers can be charged a fee for this service. This is the source of our income and that is why this service is always FREE to our customers. The fee that we charge is set by the state in which our customer resides. eCollect of Ohio is owned and managed by Mr. Michael E. Kline. Mr. Kline is a Certified Public Accountant & Fraud Examiner and was formerly associated with several international Certified Public Accounting firms during his career. Mr. Kline believes that the quality of service his company provides sets eCollect of Ohio apart from all other companies providing electronic re-depositing services.