This company is a trap for those that are least likely to maintain the payments. The set you up by sending a check to your residence hoping that you will cash it. Now that you have entered into a contract with them, they are waiting for the first time you slip on a payment so they can sick their Lawyers on you for pay garnishment of wages (25% of gross income). I only put a star rating so I can inform you of what a bad idea it would be to patronize these people. They deserve a negative star rating. This company is a racket. Buyer Beware!!!!!!!!!

My son and I both have a loan and this company punishes people for good behavior. Neither one of us has ever been late I have even refinanced and got an increase. All of a sudden they decreased us both loan wise so the only choice is to pay off the loans which thank god is in about 4 months. My son went in today and they claimed new stuff added in Sept. kept him from getting the 200.00 available and refinancing but he did not open an account till Nov. 14th and I saw his credit report Sept. items were already there. So nothing has changed. They lowered my credit limit to 50.00 and my original limit was 800 or 900.00. Like I said we have never been late everytime we go in to pay I hear them on the phone trying to get ahold of people who aren't paying. DO NOT OPEN AND ACCOUNT THERE. GO TO SUN FINANCIAL.