Motor Vehicle

• Auto Insurance
  If you and your spouse have separate auto insurance policies, it may be wise to combine them. Get quotes from each of your carriers, and shop around to see if any others offer multivehicle discounts.
• Motorcycle Insurance
  Before revving up your new bike, protect yourself and your hot wheels with Motorcycle insurance. The professionals at
• Boat Insurance
  Personal umbrella liability insurance supplements the basic liability coverage provided by your other insurance–it’s designed to kick in when your other liability coverage is tapped out. Depending on the type of claim against you, your homeowners, renters, auto, or boat insurance coverage would be utilized first. Once the basic liability limit under the applicable policy is reached, your personal umbrella liability policy covers the remaining costs, up to the policy limits. For this reason, umbrella liability insurance usually carries a high deductible. Insurance companies typically require you to have homeowners/renters and auto liability insurance equal to the amount of your personal umbrella deductible.
• RV Insurance
  With different Liability Limits, Comprehensive, Collision, Personal Injury Protection, and Medical coverages to choose from, it’s easy for most consumers to make simple mistakes that could quickly become a drastic consequence towards their financial stability and well-being. This is no different when it comes to recreational vehicle insurance. You don’t want to be on vacation in your motor home, out on the open road on your motorcycle, or cruising through the backwoods on an ATV and end up not only in an accident but unable to come back from it financially. With
• Snowmobile Insurance
  Yoder Insurance offers auto insurance, homeowners insurance, renters insurance, flood insurance, motorcycle insurance, boat insurance, RV insurance, ATV insurance, snowmobile insurance, personal umbrella insurance, individual health insurance, life insurance, disability insurance, IRA’s, annuities, business insurance, commercial property insurance, commercial general liability insurance, business auto insurance, workers compensation insurance, farm owners insurance, professional liability insurance, fidelity and surety bonds, group health insurance, group dental insurance, group vision insurance, group life insurance, and group disability insurance.
• ATV Insurance
• Inland Marine Insurance
  If your business frequently ships products or equipment, you may want to consider purchasing inland marine insurance. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage. Inland marine insurance can cover a wide range of specialty equipment and products.
• Jet Ski Insurance

Property

• Renters Insurance
  If you rent your living space, you should consider renters insurance to cover the value of your possessions. If you already have renters insurance, don’t forget that you have more to lose now that you have combined belongings, such as furniture, electronics and jewelry. Consider increasing your limits on personal property coverage, which pays to replace or repair items that are stolen or damaged.
• Home Insurance
  Convenient and secure. Shop your auto or home insurance online and instantly receive insurance quotes with our highly rated insurance companies and you’ll also receive the strength and knowledge of our dedicated service.
• Condo Insurance

Health and Life

• Life Insurance
  Life insurance is simply protection to ensure that your family will have financial security when you pass away. If something should happen to you, how will they be able to continue doing the things they take for granted, such as live in a nice home, continue their education, or create a retirement nest egg without you? Life insurance can help to provide the answer. In this section, we’ll help you begin to think about Life insurance. We’ll take a look at the two basic types of Life insurance, how to achieve an appropriate level of Life insurance, how to read your policy, and how to address typical planning concerns. All designed to provide you with a framework for considering how much life insurance you need.
• Health Insurance
  Individual health insurance covers the medical expenses of only one person or family. Unlike group insurance, you purchase individual insurance directly from an insurance company. When you apply for individual insurance, you are evaluated in terms of how much risk you present. This is generally done through a series of medical questions and/or a physical exam. Your risk potential determines whether you qualify, and how much your insurance will cost.
• Disability Insurance
  Disability insurance helps protect you from an interruption of your income due to an accident or medical emergency. Naturally, no one expects an accident to take them out of commission, even for a short time. But a good disability policy provides protection just in case.
• Long Term Care
  Long-Term Care Insurance helps you protect your assets and maintain your financial security should you need long-term care later in life. While no one likes to think about the escalating costs of nursing homes and other elder care expenses, planning now can provide you – and your family – peace of mind now and in the future.
• Dental Insurance
• Vision Insurance

Business

• Business Insurance
  Business insurance to compensate a company on the death of a key employee or to provide a surviving partner the resources to buy out the deceased partner’s share of the business.
• Commercial Property Insurance
• Workers Compensation Insurance
  Accidents happen in every industry – to every business. Workers Compensation is designed to protect your employees and your company should a workplace accident occur. At
• Commercial Liability Insurance
  A Business Owners Policy (BOP) easily combines business property and business liability insurance into one convenient policy. We’re here to work with you and design the right combination of additional coverages to protect your business from a variety of challenging risks within your industry.
• Professional Liability Insurance
  Provides coverage for defense costs and awards for liability arising from improper professional practices and errors and omissions in the conduct of business activities.
• Builders Risk Insurance
• Restaurant Insurance
  It’s not always hospitable in the hospitality industry. Whether you own a restaurant, bar or catering service, exposure to risk is ever-present. Food can spoil; liquor can incite problems; property damage can interrupt business. Your operation is doing well. Protect it with Restaurant insurance.

Personal

• Annuities
• Liability Insurance
  Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an accident and doesn’t have enough insurance coverage to compensate you, your own auto or umbrella policies may not be enough.
• Identity Theft Insurance
• Jewelry Insurance

Natural Disaster

• Flood Insurance
  If you currently live, or are going to purchase a home, in an area which has been declared “high-risk for flooding”, then you’ll certainly want flood insurance for your property. But, what if you don’t live in an officially designated flood prone area near a stream, river or other low-lying area? Getting a flood insurance quote and purchasing flood insurance is still a really good idea. There is nothing worse than starting a life in a home and creating memories and losing it all to a flood issue.
• Earthquake Insurance
  To sum up, when an earthquake hits, silver linings are scarce. But there’s an option you should consider – Earthquake insurance. If you’re anywhere near an earthquake prone area, it’s time to act – contact us today.