General Info

Founded in 1889, Citizens Bank & Trust Company is one of the largest state-chartered banks in Missouri. The bank s depository services include checking, savings, money market and individual retirement accounts, as well as certificates of deposit. Its Internet banking services include personal e-mail accounts, account statements, and online transfers and payments. Citizens Bank & Trust Company also has a trust department with trained professionals to assist clients with a variety of trust services, including self-directed individual retirement accounts, revocable and irrevocable living trusts, custodial services and estate administration. Citizens Bank & Trust Company offers overdraft privilege, foreign currency exchange, direct deposit and merchant card services. It maintains branches in Chillicothe, Mo.