Motor Vehicle

• Auto Insurance
  Metras Insurance Agency is pleased to offer our clients this new online consumer quote tool, allowing you to quickly find our best available rate for consumer automobile insurance, around the clock and at your convenience. Forget about lizards and plucky cashiers promising big savings. Our rates are highly competitive! Simply provide the required information on the form, below, and we will get back to you promptly with our best available pricing.
• RV Insurance
• ATV Insurance
  Mobilehome, boat, snowmobile, and ATV insurance protects your recreational crafts in the event of a loss. In addition to direct physical damage, it covers personal liability for bodily injury and property damage to others, subject to the policy terms and conditions. You wouldn’t think of driving your car without auto insurance protection, so why risk it when you’re driving a recreational vehicle? No matter what your path of travel, you can be we can provide insurance for your...

Property

• Home Insurance
  If you don’t own the property in which you live, renters’ or tenants’ insurance provides coverage in the event of a loss of your personal property, such as your furniture, your clothing and other belongings. In addition, it covers personal liability for bodily injury to others or damage to the property of others, subject to the policy terms and conditions. Renter’s insurance offers renters coverage similar to homeowner insurance. It is normally a special “package” that combines coverage for personal liability, premises medical coverage, additional living expense, and personal property (contents) coverage. Tenant insurance does not cover the building but may have a provision to cover tenant improvements.

Health and Life

• Life Insurance
  A well-planned life insurance policy should enable your loved ones to cover their immediate cash needs in the event of your death, but should also replace your income so that your family can maintain their current standard of living. We believe in providing families with a benefit that can be invested conservatively, generating interest earnings sufficient to pay monthly expenses.
• Health Insurance
  Several products are available for both life and health insurance through our broad network of industry markets.

Business

• Business Insurance
  Property coverage in small business insurance can be structured several ways, and the premiums you pay are based on how comprehensive your business insurance coverage is.
• Commercial Property Insurance
  Commercial property insurance protects your business against the loss or loss of use of company property. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers. Based on decades of experience insuring small businesses, The Hartford has combined the different types of protection that business owners need most into one cost-effective insurance plan. They’ve also tailored these pre-packaged plans for different types of small businesses. Please review the options that are available.
• Commercial Liability Insurance

Personal

• Liability Insurance
  General Liability insurance covers claims of bodily injury or other physical injury or property damage. It is frequently offered in a package with property insurance to protect your business against incidents which may occur on your premises or at other covered locations where you normally conduct business. Commercial General Liability enables your business to continue operations while it faces real or fraudulent claims of certain types of negligence or wrongdoing.

Natural Disaster

• Flood Insurance
  Some catastrophic losses such as earthquake and flood are not covered under the tenant policy. You may be able to purchase these coverages through an endorsement or the National Flood Insurance Program (NFIP).