Taxes

• Charitable Giving
  If you have a favorite charity, you can designate some of the proceeds from your life insurance to go to this organization.
• Estate Taxes
• Income Tax
  Would you be able to remember all the possessions you've accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.

Planning

• Financial Planning
  As an independent, full-service insurance Agency, our duty is to our clients, not insurance companies. As your insurance brokers, it is our responsibility to provide YOU the best service and the best coverage, at the most affordable price. We are also experienced in long-term, comprehensive financial planning for all types of retirement horizons. We are a small agency (see our profiles here ), but we're glad that it helps us have more personalized relationships with our clients.
• Long Term Care
  2. The odds are one-in-three that a man over 65 will need long-term care; for a woman over 65, the odds are one in two.