Motor Vehicle

• Auto Insurance
  You are required by law to have automobile insurance. Your vehicles must be insured by an automobile insurance company which is licensed in your state.
• Boat Insurance
  While some states do not require boat owner to have insurance, it is highly recommended. There are two types of boat insurance. The first is an Agreed Value Policy. This policy pays you an agreed value of the vessel in the event of a total loss. If you need repairs on your boat, you are paid on a “new for old” basis. The second type is an Actual Cash Value Policy. This type give you the actual value on all covered property. It is important to understand that property losses are subject to depreciation.

Property

• Home Insurance
  Home insurance policies can be difficult to navigate. Consumers can easily become overwhelmed with how much coverage they require as well as what type of perils are included with each policy. Policies may include coverage for specific events such as fire, theft, and storm damage or may have broader terms that protect the homeowner regardless of how the loss occurred. The inclusions within the home insurance policy will affect how much your annual premium costs.

Health and Life

• Life Insurance
  Obtaining life insurance is one of the most important decisions you can make to ensure your family has financial security and peace of mind. If you were to die unexpectedly, how would your debts, mortgage and arrangements for your final resting be taken care of? Buying life insurance is the answer to these questions, and puts an end the uncertainty of your family's future. Regardless of how young or healthy you are, life insurance is an essential component of planning yours and your family's future.
• Health Insurance
  At The Hogans Agency, Inc. we strive to make sure that you have affordable access to reliable health care. We offer a comprehensive list of health insurance options, allowing you to find the health insurance plan that helps your family.
• Dental Insurance
  Typically, plans within the Marketplace don’t include dental insurance. Whether you purchase insurance from the Marketplace or not, we have a dental plan that will help you protect your teeth. Having a healthy mouth is critical to having good overall health, we can help you get there with one of our dental plans.

Business

• Commercial Property Insurance
  Property insurance protects your business from losses incurred from damage to your business property. This can include the physical building and property owned by the business.
• Professional Liability Insurance

Personal

• Liability Insurance
  Liability Insurance protects your business from economic losses and expenses linked to claims of bodily injury, property damage, or injury to your reputation from slander and libel. This insurance will also protect your business against false or misleading advertising.