Taxes

• Tax Planning
  Lauren loves seeing the joy in her clients' eyes as she helps them reach their financial goals. She has always had a strong passion for both numbers and helping others and is glad to make a career out of combining both traits. It is fulfilling to help her clients maximize their financial potential by establishing goals and developing custom investment strategies together. Each client’s unique situation is the focus of every unique financial plan. Lauren collaborates with her Smith Moore team to meet clients’ needs that range from retirement planning and tax planning to risk management, charitable distributions, and more.
• Charitable Giving
  Once you are close to reaching your goal, it is just as crucial to stay disciplined in your planning at this stage as it is in the Accumulation stage. You have worked hard to reach your goal, whether it’s something like retiring comfortably, saving for a child’s college education, or planning a significant charitable gift. You’ll discuss logistics and strategies with your advisor which can be utilized during the Accumulation and Distribution stages to help you achieve what you have worked toward.

Investment

• Investment Management
  As President and CEO of Smith Moore, Jim leverages almost 30 years of industry experience with a significant record of results relating to organizational development, process improvement, audit performance, portfolio management, compliance, and client service. He is a bold, decisive leader with a proud reputation, strong work ethic, and a passion to improve performance at all levels of the organization.
• Mutual Funds
  Mary came to Smith Moore in 1998 and has over 40 years of industry experience. She worked at the Heitner Corporation prior to Smith Moore, but her love of numbers started at an early age as her father was an accountant for International Shoe Company. Mary is responsible for the processes that surround account transfers, legal transfers, cost basis, and mutual fund direct business in her role as a Senior Operations Associate.
• Bonds
• Wealth Management
  Founded in 1913, Smith Moore is proud to have grown while maintaining a people-focused approach to wealth management. As one of the oldest investment firms established west of the Mississippi River, we have a storied history of helping our clients plan their futures and achieve financial peace of mind.

Accounting

• Accounting Services
• Payroll Services
  As the Controller for Smith Moore, Michele specializes in establishing and maintaining accounting policies, procedures, and systems to ensure optimal controls. She oversees vendor payments, payroll processing, and expense reporting. She also prepares financial reports while ensuring compliance requirements are met. She has worked in a wide range of industries, including her family’s restaurant business and leading operational teams, but she has especially enjoyed working in the financial industry over the past 20 years. She enjoys partnering with other professionals at Smith Moore and helping keep the firm organized.

Planning

• Financial Planning
  We are looking for intelligent, ethical, young professionals with a passion for financial planning and a thirst for learning how to guide clients through the three stages of investing: Accumulation, Distribution, and Legacy.
• Retirement Planning
  Doug graduated from Illinois State University with BS in Business Marketing and later earned the Chartered Retirement Planning Counselor™ designation. He lives in Effingham, Illinois, with his wife, Michelle, and their two sons, Nathan and Ryan. Doug enjoys spending time with his family, playing golf, pickleball, and cards when outside the office.
• Long Term Care
  Protecting your current assets is always top of mind, especially as life events arise. We will lay out options for insurance types (such as long-term care, life, or annuity), adequacy of coverage, cost-effectiveness for each policy, and beneficiary designations so you can feel confident that you are staying protected.
• Asset Management
  Having worked in banking and financial services for over 35 years, Randall Rhyner can assist his clients with the various aspects of their financial lives. In addition to asset management, Randy reviews liabilities, risk management, and estate plans. He emphasizes long-term, risk-appropriate wealth management strategies to grow and preserve clients’ wealth to meet their goals.