Health and Life

• Life Insurance
  Your earning ability is an asset you should protect. Life insurance protects your family and your business if you were to die. If you got sick and were never able to return to work, how would your family make it? What would happen to your business? What about business loans? How will they be paid?
• Health Insurance
• Disability Insurance
  Many people make the mistake in thinking “I’m not the type of person who would become disabled - I’m healthy, active & proactive about my health.” Disability can happen to anyone (via car accidents, sport injuries, household chores & unexpected illnesses).
• Long Term Care
  What if one partner needs long term care and the cost of that care impoverishes the surviving spouse? —

Business

• Business Insurance
  When did you last evaluate your business insurance? Has the value of your business increased since then? What if the level of key man insurance on your partner is not longer enough to buy out their shares if they were to die?