General Info

Payne's check Cashing is a locally owned and operated business in Culpeper and Charlottesville. Payne's originally started in Culpeper offering check cashing and payday loans. In 2001 they expanded to the Charlottesville area where they now have 2 convenient locations. In the summer of 2014, seeing the need for larger loans than what payday loans typically provide, Payne's began to offer car title loans under the name Payne's Title Loans.The goal as a company is to provide fast service, a friendly atmosphere, and the cheapest rates to our customers. We have many financial services available to help you out today!Payne's cash's all types of checks for a small fee. We get you in and out quickly without the long lines you get at a bank. All we need is a state or federal picture ID and the check.Payne's Bill Pay offers a safe convenient way to pay your bills without the worry of your payment getting lost in the mail. All you need is the cash and the account number and we take care of the rest!Payne's offers payday loans because we know that sometimes your paycheck doesn't stretch far enough and you need cash fast. We loan up to $500 and give cash instead of a check. Instant approval and no credit check needed! It's a quick and easy way to get the money you need with a company you can trust!Our money orders are cheap at just 50 cents for up to $500. Most other companies charge over a dollar! It's the smart way to mail money!