General Info

F & M Trust is a branch division of Franklin Financial Services Corporation. Franklin Financial Services Corporation's principal activities are to provide commercial, retail banking and trust services to businesses, individuals and government entities. It operates through its subsidiary Farmers and Merchants Trust Company of Chambersburg. The company's services include accepting and maintaining checking, savings and time deposit accounts; providing investment and trust services; making loans and providing safe deposit facilities. The lending activities include commercial, agricultural and industrial loans; installment and revolving loans to consumers; residential mortgage loans and construction loans. The company operates through 16 service offices located in the Pennsylvanian counties of Franklin and Cumberland. F&M Trust Online Banking is the Web-based banking option for customers of Farmers and Merchants Trust Company of Chambersburg. F & M Trust is located in Chambersburg, Pa., where it employs nearly 205 people.