a couple of days before the funeral we went to the cemetery office to arrange for my fathers funeral...my mom did not have all the money up front so the girl in the office made it sound like my mom shouldn't worry, the insurance would cover the burial and plot costs. The next day was the wake and my mom found out if she didn't have the money up front after all that she wouldn't be able to have my dad buried! My poor Mom was already distraught enough! The next morning she had to go to her bank and get a cashiers check for the cemetery because it was the funeral for my Dad that morning. Please be more competent next time because I wouldn't want anyone else to go throught what my Mom went through!