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State Directory- Auto InsuranceA car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
- Boat InsuranceGetting out on the water should be carefree, but owning and running a boat brings several financial risks. Watercraft insurance means you can stop worrying about those risks and get back to relaxing on your boat.
- Truck Insurance
- Renters InsuranceYou might think that your landlord’s insurance covers your personal possessions. However, that only covers the building itself. Renters insurance is the only way to protect your valuables, and it’s much more cost-effective than you’d think.
- Home InsuranceYour home is the center of your life. It’s also your biggest investment. So make sure you cover the unique risks you face with home insurance. Get the right policy that will take care of both small and large risks related to owning a home.
- Condo InsuranceCondo building insurance can be complicated. Specialty condo insurance recognizes the many different risk types and provides clarity regarding which parties are responsible for covering which risks.
- Landlord InsuranceYour condo association’s insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won’t cover your personal possessions. Condo insurance is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance but is specially designed for your particular condo.
- Life InsuranceNot every employer can afford to pay for healthcare or life insurance plans for their staff members, but that doesn’t mean your business can’t offer them any type of medical benefits. Instead, your business can sign up for group voluntary benefits, which can lower costs for staff without any cost to the employer.
- Health InsuranceIn general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.
- Disability InsuranceDisability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
- Dental InsuranceThe National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
- Vision InsuranceHelp your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many affordable plans for you to choose from, so you can get the best possible coverage no matter how many employees you have.
- Business InsuranceWe specialize in a wide variety of insurance solutions to meet your needs. Whether you’re looking for personal insurance, business insurance, or employee benefits, we provide quality service and advice you can count on. Contact us today to get started.
- Commercial Property InsuranceCommercial property insurance protects your assets in the event that they are stolen, damaged, or destroyed in a fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company’s property.
- Workers Compensation InsuranceWorkers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
- Commercial Liability InsuranceA commercial umbrella policy will provide extra coverage over and above general liability, directors and officers liability, auto liability, and employers liability policies. Limits start at $1,000,000 and go as high as $200,000,000.
- Professional Liability InsuranceAside from property liability coverage, there’s an important difference to note between general liability (such as a customer slipping on a spilled drink) and professional liability (such as a bout of food poisoning from bad food or inadequate preparation). General liability primarily covers patrons who are injured on your property, as well as property damage, and can protect you from potential lawsuits. Professional liability, on the other hand, protects your restaurant if someone gets sick from spoiled food products.
- Builders Risk InsuranceBuilders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.
- Restaurant InsuranceRestaurants carry a very unique set of risks. We can customize a menu of insurance solutions to meet your specific needs. Reviewing the options and developing a plan for restaurant insurance coverage is the perfect recipe.
- Liability InsuranceA good policy includes general liability that covers you against claims of damage or injury caused on site or to visitors on your own premises. Such costs can be immense and general liability insurance is often mandatory if you want to bid for government contracts.
- Flood InsurancePurchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.