Motor Vehicle

• Auto Insurance
  Your vehicles are critical to the success of your business. To successfully protect your business, it is important to have properly set up commercial auto insurance.

Property

• Home Insurance
  In today’s fast-paced world, protecting your assets and financial well-being has become more crucial than ever. One often overlooked but highly effective way to achieve this is through personal umbrella liability insurance. Personal Umbrella Policies are liability insurance policies with exceedingly high protection limits, typically starting at $1,000,000. This policy type provides additional liability coverage beyond the limits of your primary policies, such as auto or homeowners insurance. These kinds of policies serve to protect you should you be deemed legally responsible for injury to persons or property.

Health and Life

• Life Insurance
  Dave Shepherd started Shepherd Insurance in 1977. With the encouragement of his father, Bill Shepherd, he began selling life insurance soon after graduating from Ole Miss University. From there, he expanded the business to include personal and business insurance solutions. Throughout the years, Shepherd has added employee benefits and financial services to continue to meet the needs of their clients. In addition to business line growth, Shepherd has added over 25 agencies to the Shepherd family and continues to look for independent agencies that operate on the same principles in order to continue to serve our clients and the communities in which we operate.
• Health Insurance
  96% of Americans need help understanding basic health insurance terms like deductible, coinsurance, copay, and out-of-pocket maximum. Engaging the employees meaningfully so they fully realize that understanding their benefit options and choosing the right plan is extremely important. 62% of Americans said they usually keep their health insurance selections the same because it is too stressful.

Business

• Business Insurance
  Dave serves as the Chairman of Shepherd Insurance and gives credit for the agency’s continued success to the amazing team that has been built at Shepherd. Because of them, the company was recognized in 2013-2015 as Top 100 U.S. Agency by Insurance Journal, 2014 Agency of the Year by IIAI (Big “I“), 2014-2015 Top 5000 Fastest Growing Companies by Inc. Magazine, and 2014 Top Ten Independent Agencies in Indiana by Indianapolis Business Journal. Dave was honored by Business Insurance by being inducted into the Hall of Fame in 2018.
• Commercial Property Insurance
  The commercial property insurance space has progressively hardened in recent years, evidenced by ongoing rate increases and other difficult market conditions. This is largely due to several cost-driving trends impacting the segment. As such, it’s important for businesses to understand the primary reasons behind rising coverage expenses. Here are seven factors currently affecting commercial property insurance costs...

Personal

• Annuities
• Liability Insurance
  Often in society, legal claims and lawsuits can arise unexpectedly. These judgments can include punitive damages, special compensatory judgments for loss of consortium, pain and suffering, and other intangible losses. Liability insurance is meant to protect your assets and income, both current and future, from such awards. Those with significant assets or income or the expectation of either in the future should seriously consider supplementing their auto, homeowner, and other liability protection with a Personal Umbrella Policy.

Natural Disaster

• Flood Insurance
  Commercial flood insurance can help protect your business property, assets and help cover repair and replacement costs if your business get damaged by floodwater.