General Info

Thomas proudly serves clients in the Carlsbad, CA area. Thomas has 22 years of experience as a Senior Home Lending Advisor and specializes in lending to self-employed clients, fixed-rate mortgages, adjustable-rate mortgages, FHA and VA mortgages, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Thomas is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Thomas can help you get a clear picture of what might work best for you. Thomas will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Thomas wants to ensure that you have a positive home lending experience.