i had a ``HIGH YIELD CHECKING ACCOUNT``,WITH INTEGRITY...my balance fell below 2500...most banks would either charge you a fee or give you the lower intrest for the period..not integrity...i got charged $10 and given the lower intrest..the bank that advertises..pa`s favorite bank..charged me $10.00 for .10 intrest...too much competition around to deal with integrity..it appears to me if they lose 1 customer..who cares they will get 5 more..i would not recommend integrity bank to anyone..orrstown or metro are 2 good banks...