Taxes

• Estate Taxes
• Tax Services
• Roth IRA
  To watch our third video where Doug Clelan provides some information on Roth IRA Conversions. Interested in learning more? Please see the articles below to help determine if this is something you may want to pursue.
• Tax Deductions
  Generally, a donor advised fund is a separately identified fund or account that is maintained and operated by a section 501(c)(3) organization, which is called a sponsoring organization. Each account is composed of contributions made by individual donors. Once the donor makes the contribution, the organization has legal control over it. However, the donor, or the donor's representative, retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Donors take a tax deduction for all contributions at the time they are made, even though the money may not be dispersed to a charity until much later.
• Income Tax

Investment

• Investment Management
  Doug’s community service has involved work at the West Shore Chamber of Commerce, YMCA, and Sertoma Club. Doug formerly served as Finance Committee Chairman for his church. He has been a featured speaker on the subjects of comprehensive financial planning with an emphasis on creative income planning, estate planning, and investment management at numerous industry meetings and educational forums.
• Wealth Management
  Contact Brenda for: Requests related to your investment accounts and insurance products, assistance with your personal Wealth Management website (including login help, connection issues, and data updates), and any other general service requests

Accounting

• Accounting Services
• Payroll Services

Planning

• Financial Planning
  Securities through Registered Representatives of Cetera Advisor Networks LLC, (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA, SIPC. Cetera is under separate ownership from any other named entity. Advisory Services and Financial Planning offered through Vicus Capital Inc., a Federally Registered Investment Advisor. Douglas Clelan CA Insurance License #0M07670. Andrew Kern CA Insurance License #4201977.
• Retirement Planning
  Andrew’s commitment to comprehensive financial planning and rigorous studying has earned him several designations including, Certified Financial Planner (CFP®), Chartered Retirement Planning Counselor (CRPC), Chartered Financial Consultant (ChFC), Accredited Investment Fiduciary (AIF), and Certified Kingdom Advisor (CKA®).
• Annuities
  Brenda joined Clelan and Company in 2006, and is life and health insurance licensed. As such, she oversees the implementation and servicing of annuities and risk management products including life, long term care, and disability insurance, and is a resource for Medicare enrollment questions. Brenda is dedicated to supporting new clients through the onboarding process, as well as preparing material for client meetings by obtaining client updates, researching information, and compiling pertinent data and reports. She handles the implementation of new investment accounts and strategy changes, ensures that clients over the age of 72 meet their minimum distribution requirements, and provides exceptional client support with ongoing servicing needs.
• Long Term Care
• Asset Management
  Click here to watch Doug as he discusses asset allocation and the resurgence of the 60/40 strategy. Interested in learning more? We encourage you to contact us and read the additional resources below.
• College Funding
  To watch our fourth video where Andrew Kern looks at College Education Planning and provides some information about the rising costs of college and what financial vehicles you may be interested in utilizing for the cost of your children or grandchildren's college education.