General Info

IBA was formed in 1978 as an independent life and health insurance brokerage agency. Our primary goal is to provide insurance brokers throughout the United States with superior products and excellent service. We represent only those insurance companies meeting our rigorous demands for excellence. Our agency has developed professional and binding ties with our companies that uphold the distribution of life and health insurance through independent brokers. The product mix that IBA offers is designed to meet the full range of consumer needs. Our specialties include: Life Insurance, Annuities, Long Term Care, Major Medical, Group Accident, Disability, and Group Insurance. Our term insurance carriers are always at the top of the list competitively. We specialize in those hard to place life cases. With the completion of a single IBA informal application our in-house underwriter is able to shop your impaired risk life cases with several carriers who specialize in this market. Our international portfolio includes both life and health insurance for foreign nationals and U.S. Citizens. We also have an outlet for temporary major medical for both foreign nationals and U.S. Citizens traveling abroad. We offer both simple ledgers and advanced sales proposals for split dollar, pension maximization, deferred compensation and section 162 executive bonus.