General Info

When you communicate with Brokers Insurance Network, you're communicating with me, Tad Smith, regarding your Health and Life insurance questions. I purposely keep my business lean and small(ish) so that I can offer the best, direct advice whether it be to investigate Colorado state-based Medicaid or to provide you with the best possible health insurance solution based on your healthy and active lifestyle. My first question for a potential new client is: Why not get a discount based on your good health? Your discount may be executed by going through the Colorado Exchange, aka www.connectforhealthco.com. More frequently, it is by investigating the off-exchange Plans that are available to the healthy and active individual and/or self-employed business owner. The Plan I normally recommend includes accentuated accident coverage so you'll only have $500 out-of-pocket were you to blow out your knee skiing or go over the handlebars on your mountain bike ... yes, $500 max out-of-pocket in the case of any accident. Of course, you’re fully covered for heart attack, stroke, cancer, etc ... Licensed in Colorado since 2001, I'm an experienced Agent who enjoys all that Colorado has to offer: Hiking, biking, skiing, rollerblading ... any Mountain Festival! I was raised in Wisconsin, but I've been in Colorado since 1990 and, by now, I've lived here far longer than I lived in Wisconsin. Colorado is definitely home. So many of us can't imagine moving back to our state of origin, right?