Finance Law

• Bankruptcy
  Javier has been providing legal support to Florida clients for nearly 15 years. Focusing his practice on immigration and bankruptcy, he's passionate about helping people overcome life challenges and build the futures they deserve. He began practicing bankruptcy law in the thick of the 2009 recession and strives to use that experience to help others get a fresh financial start. And as an immigrant himself, Javier can relate to his immigration clients on a personal level and deliver the well-rounded advice they need during times of stress and uncertainty. Learn how he can help you build a better tomorrow, today.
• Foreclosure
  Once a mortgage loan goes into default it faces the risk of going into foreclosure. If the homeowner wishes to save the property it is important to begin an application requesting the modification of the loan terms. This is a long process and some mortgage lenders make this process very burdensome, frustrating, and unnecessarily long. However, our office is familiar with this process and we have been able to help many clients change the terms of their mortgage loans and remain in their homes.
• Debt Collection
  Debt Settlement is the agreement to resolve debt through a reduced amount. Accounts that are not paid go through the debt collection process. The debt collection starts with collections calls and can escalate to litigation and enforcement and execution of a money judgment. It is common that as the account falls further behind in payments, the creditor, collections agency, or debt buyer of the account is willing to negotiate such debt at a lower amount.