Motor Vehicle

• Auto Insurance
  Almost every business may face a loss due to its owning, renting, using, or loading/unloading a vehicle. Most coverage needs can be handled by a business auto policy (BAP) or similar form.
• Boat Insurance
  Large Yacht to small cruiser, we can handle it all. Let us be your Beacon. We offer insurance solutions for when you are on the water sailing, cruising, or fishing.

Property

• Home Insurance
  Let us insure your largest asset. A licensed agent at The Beacon Group can place insurance coverage for your home with one our many highly rated carriers. Homeowners, Condo, Rental? We can help.

Health and Life

• Life Insurance
  At Beacon Group, Inc. our approach of working in Life Insurance allows us to assist the companies and individuals we serve in numerous ways. We represent only top rated companies. This allows us to locate the most competitive rates and provide you with coverage options that meet your unique needs
• Health Insurance
• Disability Insurance
• Long Term Care
  Whether you are looking for coverage in life, health, dental, disability, long term care, or annuities we listen to what you need to provide strong coverage programs to match those needs.

Business

• Business Insurance
  If you own and/or run a smaller business, your insurance needs may be properly handled by a business owner policy or BOP. BOPs are similar to a homeowners policy, offering both property and liability protection.
• Commercial Property Insurance
• Workers Compensation Insurance
  Workers' Compensation insurance policies actually provide two types of protection. One covers the cost of medical expenses and disability payments if employees are injured or exposed to illness-causing substances while on the job. The other provides businesses with liability protection in case they are sued for damages arising from employment-related accidents or diseases.
• Commercial Liability Insurance
  A commercial umbrella liability policy, increasingly referred to as an excess policy, can provide an additional layer of insurance protection to handle major losses. The coverage form is still not standardized, varying greatly among companies and some jurisdictions may create unique coverage issues. Punitive damages are an example. Some states only permit responsible parties to pay punitive damages; others allow them to be paid by insurers.
• Professional Liability Insurance
  Professionals, such as doctors, lawyers and accountants, have long been held highly accountable for the consequences of their decisions.

Personal

• Annuities
• Liability Insurance
  An umbrella liability policy could be the difference between bankruptcy and an on-going business venture. The umbrella policy would take over where the business auto policy stopped, providing defense coverage and additional limits to pay large judgments.

Natural Disaster

• Flood Insurance
  Commercial Flood Insurance is a specific coverage aimed at protecting your business from the financial costs of flood damage. Get your quote below or contact us today for more information!