Taxes

• Tax Planning
  His expertise comes from career stops as a CPA, consultant, entrepreneur and bank CFO. Along the way, he developed technical expertise in investments, taxes, finance, insurance and risk protection. His experience is useful when managing investment portfolios, helping a couple set retirement goals, identifying tax planning opportunities, or helping someone launch a new business. Finally, he has gained wisdom from experiencing life's ups and downs first-hand, a valuable perspective when guiding others through their financial ups and downs.
• Charitable Giving
  Charitable giving not only supports those in need but also can provide financial benefits in the form of tax deductions. However, maximizing these benefits while staying compliant with IRS regulations requires careful planning and understanding.
• Estate Taxes
• Tax Services
• Roth IRA
• Tax Deductions
• Income Tax
  Approaching retirement is the most common motivator to request comprehensive financial planning. At the heart of our comprehensive retirement plans is a financial projection. We project a person's present financial facts far into the future using specific financial assumptions of future investment returns, inflation, etc. Our financial plans are comprehensive - they cover retirement, investments, debt, income taxes, cash flows, risk protection, and legacy gifts. They include robust analysis, multiple "what if" scenarios and Monte Carlo Simulations. Our objective is to provide a list of recommendations that, when implemented, would far exceed the plan's cost.
• Tax Return Preparation
  All written content is for informational purposes only and does not constitute a complete description of our investment services or performance results. This website is not a solicitation or an offer to provide fee-only financial planning, tax planning or tax return preparation and investment advisory services except in Minnesota or other states where an exemption or exclusion from such registration exists. Information contained herein is limited to providing general information on our services and provides a means for you to contact us for specific advice. Accordingly, we do not render investment, tax and financial planning advice through this website.

Investment

• Investment Management
• Mutual Funds
  ™ is the unique system developed by Money Matters, Inc. to evaluate the comparative performance of mutual funds, exchange traded funds and, even stocks. It is a commonsense approach to monitoring investment performance on an “apples to apples” basis. The analytical methodology has been refined and perfected over the past 14 years.
• Bonds

Accounting

• Accounting Services

Planning

• Financial Planning
  We collect nonpublic personal information about you that is provided to us by you or obtained by us with your authorization. We use that information to provide you with tax, accounting, and/or financial planning services to you at your request.
• Retirement Planning
  Without financial goals, financial planning is like shooting in the dark. So, we help clients understand, articulate and quantify their financial goals at the beginning of our relationship. With financial goals, we can make targeted recommendations, measure progress and help clients achieve their goals. Goal-setting is critically important in retirement planning. We use methodology developed by acclaimed behavioral economist Dr. Shlomo Benartzi.
• Annuities
  Annuities aren’t such a modern concept as you might think. Although many people are just now hearing about annuities, they’ve been around as far back as the Roman Empire. Citizens of Rome would make a lump sum payment into what they called an “annua” fund. They would then receive a payment each year until death.
• Long Term Care
  Expected future levels of auto, home, health, disability, umbrella, life and long-term care insurance coverage, costs, benefit levels, cash value accumulations, etc.
• College Funding