Health and Life

• Life Insurance
  The main types of insurance are are term (lower cost, less complicated) and permanent (more flexibility, unique advantages). When you purchase a term life insurance policy, the insurance company has agreed to keep you insured for the length of your policy no matter what happens with your health without raising the price (assuming you keep up your payments).
• Health Insurance
  The HIQS Group started as Health Insurance Quote Service in January of 1996. Our company started as a small individual and small group health insurance operation working out of a primary residence in Danbury. At first, it was just Joseph Knudsen and his wife with one or two other agents.
• Long Term Care
  My practice includes a broad spectrum of commercial and personal clients, though I specialize in Health (Individual and Group), Life, and Medicare insurance. Also I assist clients with Long Term Care, Disability, and Annuity insurances.
• Dental Insurance
  Not many people enjoy going to the dentist, but having the right dental insurance can make those dental visits easier to bear.

Personal

• Annuities
  Our agents cover specific needs outside of our usual scope of business including long term care insurance, income replacement (disability) insurance, annuities and retirement guidance. The agent bios below will go over specific specializations & expertise.
• Travel Insurance
  Many of our crew members at Quality Gutter Cleaning of Fairfield take the winters off and travel. We always use HIQS Group for our travel insurance. Joseph is straight forward and always gets us the best deal on travel insurance.