Motor Vehicle

• Auto Insurance
  Many states require individuals to purchase vehicle insurance to protect their cars. If you are a business owner with company vehicles, the same auto insurance needs still apply.
• Motorcycle Insurance
  Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, our motorcycle insurance policy offers protection for you, your bike, and your accessories. Our policy is designed to meet the personal and financial needs of most motorcycle owners.
• Boat Insurance
  When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Your boat allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends. Whether you use your boat to fish, cruise, or race, we know it must be pretty difficult to picture your life without it. At High Desert Insurance, we make sure that you enjoy your time on the water without having to worry about what could do wrong. Our agency specializes in writing insurance policies for boaters, so you can be certain we will provide you with the best protection available. We understand the differences between power boaters, sailors, and commercial fishermen, and we can tailor an insurance policy to your unique needs.
• RV Insurance
  Your new RV comes with a responsibility to protect and secure it from the dangers of America’s roadways. RV insurance coverage with High Desert Insurance Agency will protect your traveling companions and assets while you are on the road.
• Snowmobile Insurance
  If something unexpected happens, a snowmobile insurance policy through High Desert Insurance will make is easy for you to get back on your sled as soon as possible. We offer insurance policies that protect you, your passenger, and your snowmobile. As an independent insurance agency, we can shop the country to find you the most appropriate and affordable coverage for your individual needs.
• ATV Insurance
  Let’s face it, off road vehicles are fun. Off road vehicle insurance is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage miles of fence line, having it damaged, wrecked, or stolen can cause loss of time and money. We can provide different types of off road vehicle insurance to cover different types of vehicle needs.

Property

• Renters Insurance
  Basically, renter insurance acts as a homeowners insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house or duplex, renter’s insurance can protect you and your assets. Having renter’s insurance can help defray costs of damages should anything happen to a rental property that you are living in.
• Home Insurance
  Most homeowners insurance policies do not cover earthquakes. If an earthquake hits, and you do not have earthquake coverage, you are not protected.
• Condo Insurance
  Purchasing condominium insurance can be confusing, and at High Desert Insurance we understand this. Although you are not legally required to purchase condo insurance as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the task of shopping for condo insurance, contact us. High Desert Insurance is an independent insurance agency that can shop multiple carriers to get you the best condo insurance policy available to you.

Health and Life

• Life Insurance
  Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you? At High Desert Insurance Agency we can help. Our dedicated team of life insurance professionals understand Oregon’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.
• Health Insurance
  It is almost impossible to live without health insurance these days. With the rising costs of health care, some people are finding it difficult to find affordable coverage. Whether your employer does not offer health coverage, or you are self employed, you may find yourself in a position where you need to seek your own health insurance policy.
• Long Term Care
  Although every health insurance policy is different, typically you can work with your insurance agent to create a policy that best suits your lifestyle and needs. It is important to consider your financial situation AND the health of you and your family members when creating a health insurance policy.Your insurance agent may also provide Medicare supplements, long term care, income protection, etc. Contact High Desert Insurance today for a free health insurance quote and more information on all of the policy options we offer.

Business

• Business Insurance
  Bonds are an important piece of the business insurance package, having a bond allows a business owner to assure customers of the business’ integrity and ability to fulfill their contracted obligations.
• Commercial Property Insurance
  Commercial Property Insurance is a customizable insurance policy to protect your business. It allows you to provide more coverage for the things that truly matter to your business. Don’t think you need Commercial Property coverage? Consider this: if a fire erupts in the building of your business and you lose your entire inventory how would you replace it? If someone breaks into your business and steals expensive equipment, do you have the coverage to replace the equipment in full?

Personal

• Liability Insurance
  General liability insurance protects your business from a variety of things. Typically, your insurance agent can create a customized policy for you to include different types and amounts of coverage based on your business’ individual needs. The following coverage is often included in a general liability line...
• Jewelry Insurance

Natural Disaster

• Flood Insurance
  Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even, a few inches of water can cause serious damage resulting in thousands of dollars in repair and restoration costs. Homeowner’s insurance does not cover floods. Purchasing a flood insurance policy through High Desert Insurance can protect you.
• Earthquake Insurance
  The need for earthquake insurance in high-risk locations is a no-brainer. Although places like California and Japan offer special earthquake assistance, government disaster-relief programs are extremely limited and are designed to help you get partly back on your feet, but not to replace your home and everything you lose. Thoroughly researching your earthquake policy options will ensure that if a earthquake does hit, you will be protected.