Motor Vehicle

• Auto Insurance
  Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.
• Motorcycle Insurance
  Your motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.
• Boat Insurance
  Do you know what to look for in a Bellville watercraft insurance policy? LKL can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.
• RV Insurance
  RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let LKL help you select the right coverage for your RV needs and get a great price at the same time. You can even request a quote online and we'll get back to you with quotes from multiple companies so you can compare and save!
• Snowmobile Insurance
• Golf Cart Insurance
• Dune Buggy Insurance

Property

• Renters Insurance
  Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
• Home Insurance
  Since standard home insurance doesn't cover flooding, it's important to have protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
• Condo Insurance
  Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
• Landlord Insurance
  As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.

Health and Life

• Life Insurance
  Our professional insurance agents have years of experience working with individuals, families and businesses to provide Bellville health and life insurance.
• Health Insurance
  A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from LKL.
• Long Term Care
• Dental Insurance
  Good dental hygiene and proper oral care have been linked to overall health in a number of studies. The right dental insurance can help you afford regular cleanings and critical dental care for yourself and your children. Most dental plans will provide routine cleanings at no extra charge, and some plans can help you choose the dentist that is right for you and your family. Since individuals with dental insurance are more than twice as likely to schedule regular dental checkups, can you afford not to purchase this important coverage?
• Vision Insurance
  Do you need dental and vision insurance for yourself and your family? Maybe you are a small-business owner who wants to protect your family’s oral health. Perhaps you work for a company that doesn’t provide affordable vision coverage for your dependents. LKL Insurance, a local, independent insurance agency, partners with several top insurance carriers to provide coverage options for Bellville individuals and families.

Business

• Business Insurance
  If you run a small business in Bellville Sealy, or the surrounding area you need small business insurance to keep your enterprise protected when an unfortunate event happens. You also have a legal and moral obligation to protect your staff or employees from unforeseen events that could expose your business to tremendous risks.
• Commercial Property Insurance
  A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, LKL can help you determine the type of insurance policy and range of coverage that is best for your business.
• Workers Compensation Insurance
  LKL can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on the bottom line.
• Commercial Liability Insurance
  General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. LKL recommends that all businesses have general liability coverage in place.
• Professional Liability Insurance
  Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.

Personal

• Liability Insurance
  To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.
• Identity Theft Insurance
  For optimum performance, your employees need to feel safe and secure. You can improve employee morale by providing valuable group benefits and discounted rates. Contact LKL Insurance today to learn more about the array of options available.
• Pet Insurance

Natural Disaster

• Flood Insurance
  In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.