Motor Vehicle

• Auto Insurance
  No matter how careful of a driver you are, accidents are, unfortunately, always possible. Make sure you are covered every time you hit the road with an auto insurance policy designed for you. Auto accidents are often scary and stressful, but knowing that you have great coverage can provide you with peace of mind. Our agents can help you determine the policies that best fit your needs.
• Boat Insurance
  You can look forward to clear skies overhead with the peace of mind of knowing you are covered each time you hit the water. We offer boat insurance policies that cover your boat, motor, and trailer, as well as protect you from liability in the case someone is injured in an accident involving your boat.
• ATV Insurance
  Many people now own ATVs or golf carts which aren’t covered under homeowners or auto insurance policies. ATV insurance will make sure you are always covered. It can protect you in the case of an accident, vandalism, theft, or fire.
• Inland Marine Insurance
  If your business uses heavy machinery, such as tractors, bulldozers, cranes, scaffolding, or other large pieces of equipment, you know how important these are to your company’s daily functioning. Plus, they’re big investments. Inland marine insurance provides coverage for this machinery in the case of damage or theft.

Property

• Home Insurance
  Purchasing a home is often the biggest investment you will make. Plus, the family memories you make in your home are priceless. So make sure your home is properly protected with a comprehensive homeowners insurance policy. Homeowners insurance provides coverage in case your home or possessions inside your home are damaged. It also includes liability coverage in the case that someone is injured on your property. Your policy should adapt as your circumstances change over time. We will work with you to ensure your homeowners insurance is perfect for your unique situation.

Health and Life

• Life Insurance
  We offer a wide range of personal and commercial insurance products. We also have years of experience counseling our clients in the areas of employee benefits, life insurance, and annuities. Our agents have expertise in designing insurance programs for contractors, truckers/transportation, auto dealers, restaurants, manufacturers, wholesalers and more.
• Health Insurance
  We represent many different quality health insurance companies to provide you with the coverage you need. We have options for individual and group health insurance policies for all ages. Looking for a low-deductible, guaranteed cash plan? A Health Savings Account (HSA) or Health Reimbursement Account (HRA)? Short-term medical insurance to cover you for 30-180 days while waiting for your employer’s benefits to kick in or in between jobs? Medicare Supplemental Insurance? We have it all. Our agents are highly knowledgeable of the different health insurance options and will help you pick the one that is best for you and your family.
• Disability Insurance
  Life insurance is designed to ensure your family has the financial support needed in the event of your passing, while disability insurance protects you and your family in the case that you can no longer work due to an injury or an illness. We offer several options that we can help you navigate, including...
• Long Term Care
• Dental Insurance

Business

• Business Insurance
• Commercial Property Insurance
  Your inventory, machines and equipment, and buildings need proper insurance coverage because these are the backbones of your business. Commercial property insurance protects all of these things in the event of fire, theft, vandalism, or other damage so you can get back to business as soon as possible.
• Workers Compensation Insurance
  Workers compensation protects both you and your employees, and businesses are required to have it by law in most states. This type of insurance is often a business’s most expensive policy, and it covers employees when they have been hurt on the job and the employer from a lawsuit. It is essential to ensure your policy has the necessary wages and class codes for your employees. Our agents will discuss options from multiple carriers with different rates and payment options, including pay as you go if your business qualifies.
• Commercial Liability Insurance
  Commercial umbrella insurance fills in the gaps of your commercial liability policy. It is used when your liability coverage isn’t enough, for example in a serious lawsuit. We will work with you to determine if and what umbrella coverage your business requires.
• Professional Liability Insurance

Personal

• Annuities
• Liability Insurance
  General liability insurance is essential for most businesses because it protects your company in the case that someone decides to sue you for an injury or property damage. A lawsuit can result in major financial losses that can hurt your business. General liability insurance protects your business’s assets so you can have peace of mind.