General Info

The service includes personalized asset allocation and investment selection, investment monitoring and portfolio rebalancing. A quarterly report is provided as well as daily access to your account and portfolio reports through this web site or the Fidelity.com. The service also includes monitoring your education, estate, retirement, and risk management plans, and tax planning. All services are included in the quarterly fees described below. Our philosophy is to not only manage a client's investments but also provide comprehensive planning and follow-up to ensure that all of the client's financial goals and objectives are being addressed and implemented. We provide quarterly performance reports for all investment advisory clients. We also regularly conduct client meetings to plan and monitor all financial goals and objectives. We do not receive commissions on the sale of securities, i.e. mutual funds, stocks and bonds, etc. Through our affiliation with Fidelity Institutional Brokerage Group's Funds Network we can offer over 7000 thousand mutual funds at over 350 mutual fund companies. An industry leader, National Financial Services Corporation ( NFSC ), a Fidelity Investments Company, performs all brokerage execution and clearing services. Securities held by NFSC are protected up to $100 million. The first $500, 000 ( $100, 000 limit for cash ) is covered by the Securities Investor Protection Corporation ( SIPC ), with additional protection of $99.5 million in excess coverage. Research and Selection of Investment Options Research and Investment Monitoring