General Info

Independent Bank's mission is to maximize shareholder value by providing quality services that fulfill the financial needs of the customers and communities it serves while creating opportunities for its employees. The bank was founded in 1864 as First National Bank of Ionia with an original capital of $50,000. Through the years, the bank opened and acquired new offices across the state of Michigan. In 1974, Independent Bank Corporation was formed as the bank holding company and its offices were renamed to reflect this change. Independent Bank Corporation, with total assets of $3 billion, now operates more than 100 offices across Michigan through four, state-chartered bank subsidiaries. One of those offices is located in Bay City, Mich.