Taxes

• Tax Planning
  Cash Flow Planning can manifest itself in retirement distribution planning, debt management, tax planning, and estate planning. A first step is to identify the areas of focus and create financial model of the current situation. From there we can discuss and outline various options.
• Tax Services
• Income Tax
  Special Tax Law Provisions may help taxpayers and businesses recover. For example, affected taxpayers in a federally declared disaster area have the option of claiming disaster-related casualty losses on their federal income tax return for either the year in which the event occurred, or the prior year. See Publication 547 for details.

Investment

• Investment Management
  Investment management based on a financial plan is the main focus at PWA. For clients who are pre-retirees, this involves setting appropriate goals for saving in addition to investing. Your monthly savings for the last five to 15 years you are working can dramatically affect the standard of living that you will enjoy in retirement. Our planning role for many clients may include everything from reviewing and making recommendations about investments to insurance coverage. At times it can even involve discussions on how to reduce spending to free up money for more important retirement needs and client legacy goals.
• Mutual Funds
  Owning pieces of healthy, growing companies (stocks and growth mutual funds) is the only proven way to transfer wealth over time. Real long-term growth—growth that is greater than the assured losses brought by taxes and inflation, cannot be obtained from bank deposits, money markets or bonds. As one gets older, priorities sometimes change. Producing income and protecting the assets that you have accumulated can become more important. In that case, the amount invested in stocks can, and likely will, decline.
• Bonds
• Wealth Management
  As a Registered Investment Advisor, clients rely on us to do what’s best for them. The long-term perspective at Peters Wealth Advisors has been developed serving the wealth management needs of families, business owners and organizations, with some relationships spanning over 30 years. Finding solutions for each client’s unique needs continues to be our focus.

Accounting

• Accounting Services

Planning

• Financial Planning
  Financial planning is meant to be a continuous process throughout your lifetime. Clients can purchase a financial plan designed to meet a single goal or a lifetime plan. Analyses and solutions are unique to each client’s situation, expanding far beyond typical ‘boiler plate’ approaches. Peters Wealth Advisors uses sophisticated, powerful financial planning software featuring the ability to analyze multiple client goals such as retirement, education, and net worth. Nine robust calculators analyze pre- and post-retirement cash flows, assisting you and your planner in developing ‘what if scenarios’. These scenarios ascertain the best course of action to achieve your financial and quality-of-life goals. We help identify and mitigate risks in both your investment portfolio and insurance protection plans. Clients can choose between various types of written reports and level of detail.
• Retirement Planning
  The second form of Retirement Planning is Retirement Distribution Planning and is about withdrawal rates and developing a plan to manage the distribution of assets during retirement. Risk and taxes are primary considerations. Together we try and achieve a balance between current and future cash flow needs with an eye towards estate planning during life and at death.
• Long Term Care
  As part of our advisory role, we look for risks that can impede or derail ones future. This could include Estate Taxes, Survivor Income, Disability, Long Term Care, Healthcare, and Umbrella Coverage. We have access to a large number of insurance carriers and professional networks to help find solutions to the areas of concern.
• Asset Management
  Meagan Shields joined PWA in 2022 as an Advisor. With 15 years of experience in the investment industry, Meagan brings extensive knowledge of capital markets and portfolio strategy to the firm. Her time spent in institutional asset management focused on fixed income and equity trading, portfolio analysis, and risk mitigation. Meagan earned her B.S. and M.S. degrees in Finance from Louisiana State University. She is a member of the Chartered Financial Analyst (CFA) Institute and the CFA Society of Louisiana. Meagan served as the 2020-2021 Chair of the Louisiana Association of Business and Industry (LABI) Emerging Leaders’ Council. She is also a participant in Rock the Street, a Wall Street Mentorship Program for young women in finance. Meagan and her husband, Anthony, have two children and are members of Grace Life Fellowship Church where she volunteers in the children’s ministry.