Motor Vehicle

• Auto Insurance
  Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!
• Motorcycle Insurance
• Boat Insurance
  When's the last time you reviewed your boat insurance policy? Let's take a few minutes to make sure you're covered for everything and have the most affordable boat insurance rates.
• RV Insurance
  The only thing better than hitting the open road with the freedom to go anywhere is saving money in the process. Let us quote your RV insurance to see how much we can save you.

Property

• Renters Insurance
  Covers the value of the dwelling itself (not including the land). Typically, a coinsurance clause states that as long as the dwelling is insured to 80% of actual value, losses will be adjusted at replacement cost, up to the policy limits. This is in place to give a buffer against inflation. HO-4 (renter's insurance) typically has no Coverage A, although it has additional coverages for improvements.
• Home Insurance
  A: That’s an easy one! Independent insurance agents make the process much easier by shopping and comparing home insurance quotes for you. They’ll also decipher all the fine print and legalese to make sure you know exactly what your policy covers. Additionally, independent agents work for you, not the insurance company they represent. Therefore, they can shop rates from multiple carriers to save you the most.
• Condo Insurance
  If you own a rental property in Florida that is left vacant between tenants for extended periods of time, your house, condo, or apartment could be at a higher risk for incurring damage as a result of vandalism, fire, or another hazardous situation. Standard homeowners or condo insurance policies won’t cover these risks, which is why it may be in your best interests to acquire a vacant rental property insurance policy.
• Landlord Insurance
  Whether you own hundreds of properties or just one, we'll help you find the best coverage and the most affordable rates. Let us give you a quote and start saving money today!

Health and Life

• Life Insurance
  Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees. Group Life Insurance
• Health Insurance
  Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. Group Health Insurance
• Disability Insurance
  Group Disability Insurance is a type of group insurance that provides regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from illness or injury. Coverage is generally offered in two types: short-term disability (STD) or long-term disability (LTD). Supplemental Insurance

Business

• Business Insurance
  Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.
• Commercial Property Insurance
  From a major financial loss to a minor situation, our commercial property insurance options are designed to protect your business. Whether you lease your workspace, own your building, or work from the comfort of your own home in Florida, the commercial property insurance options we will introduce you to are all designed to protect your business' physical assets in a variety of situations...
• Workers Compensation Insurance
  Injury Claims: If a worker sustains an injury on a job site, contractors’ insurance can help cover their medical costs. It excludes any workers compensation claims.
• Commercial Liability Insurance
  Covers risk of loss to an organization’s buildings or personal property. Usually includes buildings, personal property of the insured business or business owner, personal property of others on site and in the insured’s possession. Coverage can be provided on an all risk or specific perils basis. Commercial Umbrella Insurance
• Professional Liability Insurance
  Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance that helps protect professional advice and service-providing companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. Professional liability coverage sometimes also provides for the defense costs, including when legal action turns out to be groundless. Business Owner's Package
• Builders Risk Insurance
  Handling the insurance for a construction company is something that should not be taken lightly. The risk for builder’s during a project is grand. Contractors should be covered in the unfortunate event that something happens to them, the building, or another property nearby due to weather conditions, vandalism, or an accident. In addition to our builder's risk insurance, we also offer hazard insurance policies to further protect your building project from natural disasters, such as fires, severe wind and lightning storms, earthquakes, and more.

Personal

• Liability Insurance
  When an insured business is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy (up to the coverage limit of the umbrella policy). Professional Liability Insurance
• Identity Theft Insurance

Natural Disaster

• Flood Insurance
  Flood damage is typically excluded under standard homeowners and renters insurance policies. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private insurers.