One of there customers they insure had her tree limb fall on my car. over $7500 in damage. I asked for diminished value. My car was only 1 1/2 years old. They paid to have my car fixed but they only gave me $1500 diminished value and the diminished value was over $4000. Don't let those heart warming commercials they put on TV fool you. They ripped me off and didn't care one single bit.