Motor Vehicle

• Auto Insurance
  Same thing with auto insurance. We don’t really like paying the premiums and maintaining the coverage. But we do it because we have to (it’s illegal in some states NOT to have it!) and because ultimately, it’s in our best interest to do so.
• Motorcycle Insurance
  The Financial Responsibility Law applies to motorcycle owners and drivers as well as automobile owners. They are no different than passenger vehicles when it comes to insurance, registration and title requirements.
• Boat Insurance
  Many people mistakenly believe that their homeowner's or renter's insurance policies intend coverage to their personal boat. Since a boat is an expensive investment, boat or watercraft insurance can ease your mind and assure you that you and your boat are well-protected. Boat insurance policies should include coverage for...

Property

• Renters Insurance
  In the event of damage or destruction, a homeowners or renters insurance policy may either pay the actual cash value of a property or the replacement cost of that property.
• Home Insurance
  If you’re a homebuyer, by the time you get to this point in the process of buying a home, you’ve already experienced all the good stuff – finding the perfect house, loan approval, passing inspection, move-in date established, etc. But you still have to finish the process before you can close on the home, and that includes securing a Homeowners Insurance policy.

Health and Life

• Life Insurance

Business

• Commercial Property Insurance
  This type of insurance policy protects your business against damages to your property that occur as a result of a natural disaster or fire. Commercial property insurance policies also cover products that are lost or stolen while in use on the job.
• Workers Compensation Insurance
  Workers Compensation insurance pays medical and income benefits to workers who are injured while on the job. It assures workers that they will be compensated if they are seriously injured while performing job-related tasks.

Personal

• Liability Insurance
  Commercial general liability (CGL) insurance protects business owners from claims regarding bodily injury, personal property damage, or libel/advertising issues that come up with marketing campaigns. Most commercial general liability insurance plans pay for damage that occurs when employees are working away from the business.

Natural Disaster

• Flood Insurance
  Severe weather events happen everywhere. Neither homeowners, renters, nor any other insurance policies cover damage to property that is caused by a flood. Flood insurance policies provide coverage for specific structures (as mentioned in the policy,) and personal property. It only pays for direct damage from a flood.