Motor Vehicle

• Auto Insurance
  Our rates are competitive while providing maximum coverage with the security of knowing that you and your family are properly protected.
• Boat Insurance
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• Snowmobile Insurance
• Mobile Home Insurance

Property

• Home Insurance
  Protect your greatest asset with a Patrons Oxford homeowner policy. We provide you with a competitive product that can be customized with increased limits and special endorsements to meet your specific needs.

Business

• Business Insurance
• Commercial Liability Insurance
  Commercial Umbrella is available. The Patrons Oxford Umbrella is an excess liability endorsement covering your Patrons Oxford Business Owners policy and can extend to your Patrons oxford Auto policy as well.

Personal

• Liability Insurance
  The personal umbrella provides excess liability coverage over your underlying insurance policies such as homeowner or automobile. Lawsuits these days can reach catastrophic levels as a result of liability losses and most underlying policies are not written with high enough liability limits to adequately protect your assets when these types of losses occur. It would be a mistake to assume that only professionals need this type of protection, anyone can be sued for large amounts of money. Once your underlying policy limits are exhausted, or if your liability limits are not adequate, your other assets, like your home or savings, may be at risk. After a loss occurs is not the time to find out there were other options available to you to protect what you have worked so hard to own.