Taxes

• Tax Planning
  Clarion works with an extended network of Certified Public Accounts (CPAs), estate planning attorneys and risk management professionals to help clients build comprehensive retirement plans that include income and tax planning, estate planning, and insurance services, along with investing.
• Estate Taxes
• Tax Services
• Tax Deductions
  Tax planning during the accumulation phase and tax planning during the distribution phase are very different. During the accumulation phase, when you enter the workforce and start saving for later in life, you will be making payroll contributions to the Social Security system and contributing to a 401k or IRA. Tax strategy comes down to reducing the current year's tax obligation and deferring taxes that must be paid in the future by taking advantage of deductions, writing off expenses, and paying into a tax-deferred savings plan.ax planning permeates the financial planning process. Its purpose is to ensure tax efficiency in a system where taxes can be a significant drag on your ability to build wealth. Careful tax planning allows you to defer, or flat out avoid, taxes by taking advantage of beneficial tax-law provisions, increasing and accelerating tax deductions and tax credits, and generally making maximum use of all applicable breaks available under the Internal Revenue Code.
• Income Tax
  The distribution phase is the time you begin making withdrawals or Required Minimum Distributions (RMDs) from tax-deferred savings. During this phase, you begin paying taxes at your ordinary income tax rate on any investment gain that is withdrawn. You will also pay taxes on the full amount of the withdrawal if it's from a tax-deferred account.

Investment

• Investment Management
  Our team of qualified retirement professionals have extensive experience working with individuals, business owners, municipalities and both public and private employees. Our expertise includes comprehensive retirement planning, investment selection and portfolio management.
• Bonds

Accounting

• Accounting Services

Planning

• Financial Planning
  Financial planning is a process. Not knowing where to start that process is not an uncommon problem, but it’s a solvable one... (more)
• Retirement Planning
  Our solution to retirement planning despair is a big picture plan. We help you figure out where you're at, then develop a plan to get you where you want to be. Our approach---ORGANIZE, PLAN and ACHIEVE—is straightforward, and it works.
• Annuities
  Determining where that income comes from requires looking at a variety of sources, including Social Security income, pensions, IRAs, 401(k)s and other tax deferred accounts, as well as annuities and taxable accounts.
• Asset Management
  Because our fee-only, zero commission, asset management program is not tied to any single investment product or company, we create customized solutions from thousands of available investment choices.
• College Funding