Zales in the Town Center Mall in Ashland, KY, sometimes has some terrific discounts on rings and earrings with genuine rubies and sapphires. I have found their sales people to be extremely helpful and courteous--and not as pushy as many of the local jewelry salespeople! When not on sale, their prices are about the same as other local jewelers, and lower than a couple. Their quality is good compared to a couple of the other stores.